Sharia economics and financial inclusion program in Indonesia

Hidayat, Yusup (2019) Sharia economics and financial inclusion program in Indonesia. Academic Journal of Interdisciplinary Studies, 8 (3). pp. 195-201. ISSN 2281-4612

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This study aims to discuss how Islamic economics through Islamic banking in Indonesia conducts an inclusive financial program through the policies of the Financial Services Authority in Indonesia named Laku Pandai. The method used in this study is qualitative research using normative juridical with the support of primary, secondary, tertiary legal materials and also existing primary data that supports the Laku Pandai policy for Islamic banks. Laku Pandai is a financial inclusion program initiated by the Financial Services Authority. The results of this study indicate that only a limited number of Islamic banks have completed the Laku Pandai program, while most of the others are still in the stage of preparing themselves and have not yet responded to the Laku Pandai program. Many problems issued by sharia banking in implementing the Laku Pandai program are related to infrastructure and resource issues of agents. Two banks of BRI and BTPN in Indonesia are two banks that have implemented the Laku Pandai program while BRI Syariah is ready to do this program.

Item Type: Article
Uncontrolled Keywords: laku pandai; policy; Islamic banking; agents; implementation
Subjects: 200 Religion > 2X0 Islam > 2X4 Jurisprudence (Fiqh) > 2X4.2 Islamic civil Law [incl. Muamalat & Trade Law]
300 Social sciences > 330 Economics > 332 Financial Economics, Finance
300 Social sciences > 340 Law > 343 Military, defense, public property, public finance, tax, commerce (trade), industrial law
Divisions: Universitas Al-Azhar Indonesia (UAI) > Fakultas Hukum (FH)
Depositing User: Rifda Jilan
Date Deposited: 06 Apr 2023 09:07
Last Modified: 06 Apr 2023 09:07

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